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Glass Auto Insurance Coverage

If you want to make sure that your windshield/glass is covered under your auto insurance policy in case of an accident, you should choose “full coverage” auto insurance. Keep in mind, however, that the term “full coverage” doesn’t mean that everything is covered in case of an accident. People tend to take the term literally, but what full coverage really means is “comprehensive” and “collision.”Comprehensive auto insurance covers the policyholder in the event of an accident that is not caused by collision. Comprehensive auto insurance typically covers losses and damages (including breakage of glass) caused by vandalism, fire, hail, flood, earthquake, falling objects, riots, and animals. While collision auto insurance also covers the breakage of glass, your windshield will not be covered in any of the cases listed above. Collision auto insurance covers any damages (including the breakage of glass) that may result from the following: 

• A collision with another car.
• An accident that involves hitting an object such as a building, telephone pole, or street sign.
• Hitting a parked car.

The reason why many policyholders opt for full coverage is mainly because it does not matter if your windshield/glass damage is the result of an earthquake or a collision with another car – your damages will be covered in either case. Keep in mind that full coverage, comprehensive, or collision auto insurance must be purchased in addition to your state’s liability limits.
Get multiple free quotes on windshield coverage and glass breakage coverage here at AutoCarInsurance.org. Begin by filling your zip code in the box above.