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Uninsured Auto Insurance

It is estimated that roughly 36 million American drivers are actually unfit to drive and more than 15% of all U.S. drivers lack auto insurance coverage. With statistics like these, it is best to protect yourself, your car, and any passengers by choosing a policy that has you covered in case of an accident with a not-so-great driver with no auto insurance. Uninsured auto insurance is a good option.Unlike liability auto insurance, which is mandatory in all sates, uninsured auto insurance is mandatory only in certain states such as Virginia, Vermont, Maine, Minnesota, and Connecticut.Uninsured auto insurance covers the policyholder and passengers in case of an accident that results in bodily injury caused by a driver with no car insurance. Uninsured auto insurance also covers the policyholder and passengers in case of a hit-and-run accident. Uninsured auto insurance pays for medical expenses, lost wages, and other general damages caused by an uninsured driver. Because uninsured auto insurance coverage does not cover the policyholder and passengers in the case of “underinsured” drivers, in many cases, uninsured auto insurance will be offered in combination with underinsured auto insurance. Uninsured/underinsured auto insurance coverage provides the most protection you can get against drivers that drive without insurance or with inadequate amounts of insurance.

Uninsured/underinsured auto insurance coverage pays for the cost of your injuries and your passengers’ injuries that exceed the at-fault driver’s auto insurance coverage maximum. In addition to medical expenses and lost wages, uninsured/underinsured auto insurance will also cover property damages and compensate you for your pain and suffering. In many cases, policyholders that opt for uninsured/underinsured auto insurance policies will carry the same limits as their liability auto insurance. Get free uninsured auto insurance quotes and uninsured/underinsured auto insurance quotes here at AutoCarInsurance.org. Begin by filling your zip code in the box above.