According to the National Insurance Crime Bureau (NICB), every 26 seconds a car is stolen in the U.S. The chances of your car being stolen increases depending on where you live (city, country or suburbs) and the type of car you drive. According to the Highway Loss Data Institute (HLDI) and the NICB some of the most common stolen vehicles in the U.S. include but are not limited to the following:
Because auto theft is a common occurrence across America, it is best to purchase an auto insurance policy that goes beyond mandatory liability limits. You need an auto insurance policy that will cover the full value of your car in case of theft. To make sure you are covered in case of theft, make sure that you purchase comprehensive auto insurance. Comprehensive auto insurance is protection against loss or damage due to theft or events such as fire, flood, earthquake, storms, or vandalism. When purchasing comprehensive auto insurance, read over your policy carefully to make sure that: