Drivers who are in a serious auto accident may have a number of questions about their auto insurance policies immediately after the accident. This situation becomes even more complicated when there is a passenger in the vehicle at the time of the accident and this passenger is hurt or killed. Coverage may vary with different auto insurance carriers but the auto insurance of the driver may cover the passenger in some cases. This article will examine a few auto insurance options which usually extend coverage to passengers in the vehicle.Bodily injury liability is one auto insurance option which may cover the passenger in a vehicle. This type of insurance may cover expenses such as medical bills, doctors’ visits, rehabilitation, and even funeral costs for passengers injured in a vehicular accident. Personal injury protection is another type of auto insurance which may cover passengers in a vehicular accident. This type of insurance will usually cover medical or funeral expenses when the at-fault driver does not have adequate insurance coverage.Medical payments insurance options can cover a passenger when the injuries are extensive enough to exceed the limitations of personal injury protection insurance. In these cases the passenger is covered regardless of who is at-fault in the accident.Uninsured and underinsured motorist options can also protect passengers. With this auto insurance option, passengers suffering bodily injury as a result of the actions of an uninsured or underinsured driver will be compensated for at least a portion of their medical expenditures. In order to get free quotes on any of these types of coverages, simply start by entering your zip code in the box above, here at AutoCarInsurance.org.