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Part Time Driver Insurance

Auto Insurance for Part Time or Low Mileage DrivingDriving less often cannot only be good for the environment but many of these drivers are also finding it is a great way to save money. Part time or low mileage vehicles can qualify for reduced auto insurance rates. While fuel costs continue to rise with no relief in sight more and more drivers are opting for alternative modes of transportation including public transportation, walking, biking, and carpooling or even driving a more fuel-efficient vehicle. This certainly saves the driver on gas expenditures but these drivers can also receive significant auto insurance discounts as well. This is because some insurance companies are beginning to implement programs in which insurance rates are linked to actual miles driven as opposed to estimates based on one way distance calculations.Auto insurance carriers are beginning to experiment with pay-as-you-drive type programs where drivers of part time or low mileage vehicles can qualify for savings of over 50%, in some cases. These programs typically require embedding an odometer or GPS-type device in the vehicle to accurately track the number of miles driven. This information can be transmitted directly to the insurance provider and used to set appropriate premium rates. With this type of system, insurance providers develop a tiered structure where drivers are rewarded for low mileage with lower auto insurance premiums.Get multiple free quotes on part time and low mileage driving here at AutoCarInsurance.org.