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Non-Owner Insurance

If you have a license, but do not own a car, taking out a non-owner insurance policy is a good idea. If you drive other people's cars or rent more than a couple of times a year, non-owner insurance will save you money and protect you in the event of an accident.Non-owner insurance is available through almost all insurance companies. It covers you on any vehicle you drive, whether rented or borrowed. However, it is important to remember that non-owner insurance is liability insurance only and does not include collision coverage. This is because you will be driving a variety of cars, and collision insurance is based on the value of the car you are driving. Liability will cover personal medical payments and injuries caused to other people.It is important to note that in addition to collision coverage, non-owner insurance does not include comprehensive insurance. Comprehensive insurance covers damage caused by something other than a collision, towing , and rental reimbursement. However, if you are driving a borrowed car, the owner's insurance will probably cover these things, and your non-owner insurance will only kick in when their coverage has been exhausted.You can expect to pay a few hundred dollars a year for non-owner insurance, but it's wise to shop for quotes. AutoCarInsurance.org offers free car insurance quotes for many policy categories including Gap Insurance, Female Car Insurance, High Risk Auto Insurance, Low Cost Auto Insurance, Military Car Insurance, No Fault Insurance, Senior Car Insurance, Student Car Insurance, Teenage Car Insurance, Bad Driver Car Insurance, Basic Auto Insurance, DUI Car Insurance, First Time Driver Insurance, Non-Owner Car Insurance, Standard Car Insurance, PIP Car Insurance, SR22 Insurance, Umbrella Insurance and more.

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