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Minimum Auto Insurance

No matter where you live in the U.S., your state law requires you to carry a certain level of minimum auto insurance coverage. Minimum auto insurance coverage is required in all states to make sure that drivers can cover the cost of damages to people and property in case of an automobile accident. Depending on where you currently live, your (bare) minimum auto insurance levels may be as low as 12,500/25,000/7,500 (Ohio) or as high as 50,000/100,000/25,000 (Alaska).The first number is the minimum amount of auto insurance coverage for injuries to any one person. The second number is the minimum coverage for total injuries per accident, and the third number is for property damages. While state law sets minimum auto insurance levels depending on a variety of factors specific to each state such as the number of drivers on the road, demographics, accident statistics, etc., choosing the lowest limits could hurt you financially. If an accident occurs and bodily damages and/or property damages exceed your limits, you will be responsible for paying any amounts above your limits.Driving without mandatory minimum auto insurance has serious consequences in most states. The fines are stiff: In some cases you can lose your license, and depending on the circumstances you can even go to jail. In the event of an accident, you can be sued by all other parties involved if it is determined that the accident is your fault. Get multiple free quotes on minimum auto insurance or bare minimum auto insurance here at AutoCarInsurance.org. Begin by filling your zip code in the box above.