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Learners Permit Car Insurance

One of life’s rites of passage is learning how to drive a car. Getting a learners permit can be very exciting, second only to getting an actual license to drive. However, getting a driver’s license requires other responsibilities, such as getting auto insurance.That being said, in most states, new drivers will not be required to get insurance when they have a learners permit. They will be automatically covered by the policies of insured vehicles. In other words, if your son has a learners permit, he will be covered by your auto insurance policy when he is driving your car.Since laws vary by state, call your local Department of Motor Vehicles to verify any insurance requirements before the new driver applies for a learners permit. In addition, some states and auto insurance carriers require auto insurance policyholders to notify their insurance companies if a driver with a learners permit will be using covered vehicles. It is also always wise to learn about when a driver with a learners permit may not be covered in case of an accident.There is an exception to the "rule" of auto insurance coverage and learners permit: You will probably have to buy auto insurance if you have a learners permit and are buying and registering a vehicle in your own name.Get multiple free quotes here at AutoCarInsurance.org. Begin by entering your zip code in the box above.